$100 in 1862 is worth $3,123.69 today

Buying power of $100 in 1862

This chart shows a calculation of buying power equivalence for $100 in 1862 (price index tracking began in 1635).

For example, if you started with $100, you would need to end with $3,123.69 in order to "adjust" for inflation (sometimes refered to as "beating inflation").

When $100 is equivalent to $3,123.69 over time, that means that the "real value" of a single U.S. dollar decreases over time. In other words, a dollar will pay for fewer items at the store.

This effect explains how inflation erodes the value of a dollar over time. By calculating the value in 1862 dollars, the chart below shows how $100 is worth less over 163 years.

According to the Bureau of Labor Statistics, each of these USD amounts below is equal in terms of what it could buy at the time:

This conversion table shows various other 1862 amounts in today's dollars, based on the 3,023.69% change in prices:

Inflation by Country

Inflation can also vary widely by country. For comparison, in the UK £100.00 in 1862 would be equivalent to £15,538.46 in 2025, an absolute change of £15,438.46 and a cumulative change of 15,438.46%.

Compare these numbers to the US's overall absolute change of $3,023.69 and total percent change of 3,023.69%.

Inflation by Spending Category

CPI is the weighted combination of many categories of spending that are tracked by the government. Breaking down these categories helps explain the main drivers behind price changes.

This chart shows the average rate of inflation for select CPI categories between 1862 and 2025.

Compare these values to the overall average of 2.13% per year:

The graph below compares inflation in categories of goods over time. Click on a category such as "Food" to toggle it on or off:

For all these visualizations, it's important to note that not all categories may have been tracked since 1862. This table and charts use the earliest available data for each category.

How to calculate inflation rate for $100 since 1862

Our calculations use the following inflation rate formula to calculate the change in value between 1862 and today:

Then plug in historical CPI values. The U.S. CPI was 10.1 in the year 1862 and 315.493 in 2025:

$100 in 1862 has the same "purchasing power" or "buying power" as $3,123.69 in 2025.

To get the total inflation rate for the 163 years between 1862 and 2025, we use the following formula:

Plugging in the values to this equation, we get:

Data source & citation

Raw data for these calculations comes from the Bureau of Labor Statistics' Consumer Price Index (CPI), established in 1913. Price index data from 1774 to 1912 is sourced from a historical study conducted by political science professor Robert Sahr at Oregon State University and from the American Antiquarian Society. Price index data from 1634 to 1773 is from the American Antiquarian Society, using British pound equivalents.

» Read more about inflation and investment.